Jasons.....I feel for you both. I also think it CAN get better for you both.
My tinnitus (24/7 high pitched hiss plus intermittent PT) started with a very mild virus in Oct 2014. Eustachian tube dysfunction, grommets, T-tubes, severe depression,panic attacks, deafness, vertigo (unrelated ....Benign Positional) all made their way into my life and almost took it. But not now...though I have tinnitus as bad, or worse than ever.
Sound-generating hearing aids helped quite a bit, but I use them less now as the tinnitus no longer really bothers me. Anti-depressants drove out the 'black beasts' of depression and panic. Alcohol makes me forget about the tinnitus (but I think it's probably there at the same volume)....I enjoy wine and drink it quite often, but don't enjoy being drunk or getting hangovers, so am a moderate drinker. I go to the cinema, music gigs etc (plus good quality earplugs)....tinnitus stays the same.
I think you are probably suffering from the mental health issues that tinnitus brings with it....tailored help from professionals is the way to go.
If, actually I mean when (but in the first year or so of tinnitus you may not see this) you can ignore the tinnitus, the tinnitus will improve. It IS there, it is always there, but with neglect it improves.
I really do hope that I don't sound like I'm smug/preaching etc. That's not my intent. What I'm trying to do is to say that life/tinnitus etc will improve, but, like those things/people etc you love, tinnitus thrives on attention, it rolls up when neglected.
Fungus
I hope you are right but I am 7 months into this and not even slightly better with it.