I guess some people would be able to get a loan for that $40K.
I'm not in a high-paying job but I could get that amount of money from the bank. Of course with interest I'd end up paying a lot more than the $40K, but that is an option.
A new car is quite expensive (in Finland the automobiles are taxed crazy high) and I'd rather have no tinnitus than a shiny car.
I'm just saying that while $40K is a lot of money, more than I currently make in a year, it's just within the window of possibility for some among the middle class.
Still, $40k is so much that I really would need to be sure it is effective. Tinnitus in and of itself can be a lot to bear but if you go and pay that much money and it doesn't help or makes it worse and you end up with that amount of debt, well yea. Screwed is one word that comes to mind.
However, there's always the early adopter fee and if the treatment is effective and becomes popular, then the cost will undoubtedly drop.
Ah but figuring out the finances can wait until such time when this is available to the public & more experiences have been recorded.
No doubt the best situation would be if the public health care system covered the treatment. Finland's is pretty good, but they don't generally cover anything experimental or too new. Covered treatments have got to be like standard procedures and used widely in health care, and of course must be indicated for the treatment of specific thing.
A long road ahead I suspect, but things are looking brighter and brighter as time goes by. Quoting Louise: "
Interest in it seems to really be gathering pace." - it's ah so great!