My opinion is assuming you don't have TMJ, a brainstem injury, blood flow issues or are/were on meds that cause nerve dysfunction, structural damage anywhere in the cochlea can cause the "phantom sounds" of tinnitus. Whether hair cells or synaptopathy, the signal at some point is not getting through.
An analogy: you can lose feeling in your feet from diabetic neuropathy or from a spinal column injury. What matters is somewhere along the pathway the signal is lost and the brain feels the same numbness (or pain). I think it's the same with the brain and the "phantom sound".
If you have HF tinnitus and associated hearing loss, the OHCs are likely involved IMO and I think Frequency will help you (assuming you aren't continually on meds that hinder neuroplasticity back to the normal set point when it happens -- I am wondering if this will be a factor or not).
That's why we need all these regeneration drugs because not all of us with cochlear damage have the same injuries. There are even a few structures Chen at Harvard is working on (e.g.. stria) that aren't being addressed by other drugs.