I have had MANY ear infections treated with drops and it never impacted my tinnitus. There is a small chance that the drops could harm, but the infection is an actual risk to your health. You will feel MUCH better when it is treated.
Also, I recommend you stop poking and prodding your ears (irrigating with water, trying to scrape out wax, etc) as this can lead to enhanced irritation and inflammation of your ears and leave them more prone to infection (I've done that many times to myself).
Lastly, I can see from this thread you are highly distressed by your tinnitus. I recommend that you pursue talk therapy or CBT to help you control this negative spiral (or at the very least read inspirational posts by users like
@fishbone who lead rich lives even when confronted constantly with severe tinnitus). It won't cure the tinnitus, but I have found it helped me deal with the self hatred and self blame around how I ended up here. I can really relate to your fear of the drops, I avoided taking Advil for my nearly debilitating facial nerve pain from my trauma because I was worried it would make things worse. When I finally started to treat the pain everything (tinnitus and life) became more bearable.
Please remember that you can pull through (natural recovery or future treatments will improve your life) and that this moment is temporary.