I'm a very sensitive and fearful person too. I didn't realize that I even had a problem with anxiety until I developed tinnitus and hyperaccusis, increasing my already high levels of anxiety to full blown, almost non stop panic attacks. Now that I've habituated to tinnitus I'm still struggling with the anxiety, but I can tell you that T doesn't bother me at all anymore. I'm just on here to support others now, because I remember and know what you're going through. It also gives me perspective on the challenges I'm facing now. It takes time, patience, distraction, and a quiet internal determination to habituate to T. Whenever you "hear" it (it disturbs you, causes you panic, etc, this could be a hundred times a day) use a motto and distraction until you forget about it again. My words of affirmation when I heard my T were these "This sound is bothering me right now, but in the future it will not" (this acknowledges the pain, but it also reminded me that I was on the path to healing) then I would engross myself into the activity I was doing, or find something else to do that would distract me. After you do this long enough your brain will get the message and stop reacting so strongly to the sound. And that my friend, is when habituation begins : )