@led1317 all of the benzo drugs have more or less the same risks attached: in the short term, rebound anxiety and then in the longer term tolerance leading to dependence and eventually withdrawal. (Even if you stay at the same dose for a long time and don't reduce it, you can experience withdrawal effects because your tolerance to the drug exceeds its effect).
How long this takes, and how severe the effects are, vary wildly. Some people seem to be able to take these drugs on some kind of regular basis for periods of time with little consequence; other people develop serious problems relatively quickly. People who are in general anxious or high-strung, anecdotally, seem to have a harder time with benzos. Lots of people who didn't have tinnitus to start with actually develop it as a result of benzo use or withdrawal -- sometimes this is temporary, other times not.
So, it's all a big crapshoot. Unfortunately, anything which acts in the way benzos do (calming the brain by increasing the action of the GABA neurotransmitter), has these same basic problems. (Other chemicals which are similar in this way include barbiturates, alcohol, z-drugs like Ambien, and a bunch of more obscure things like chloral hydrate).
There are all kinds of lifestyle modifications that have been shown clinically to improve GABA function -- talking about things like meditation, yoga, regular exercise, good sleep hygiene, etc. Unfortunately, while some people find these things quite effective for improving quality of life, none of them work nearly as rapidly or strongly as popping a Xanax. On the other hand, these things also do not have the downsides attached to them.
Something that has worked for me over the years is to think of a (very small) stash of benzos as an "emergency button"; simply knowing that one
does have an option to immediately reduce intolerable anxiety, can have a beneficial effect in that you're able to feel less "trapped" by the anxiety, and are more able to "think your way out of it". This requires knowing yourself pretty well, though, and also requires not actually taking the drug on any kind of regular basis at all. (Because of my own history with benzos, I am not comfortable taking them more than once a month, and would prefer to take them once a year if ever).