Yeah; I don't see much to take exception to here.
Drugs are dangerous and all of these things or their withdrawal have caused tinnitus in some people, but some people definitely seem to get a tinnitus reduction from benzos or ADs.
Also,
@JohnAdams -- you seem to be pretty wary of charlatans and scammers in general so I'd take a harder look at Neil Baumann, who you're quoting here. He doesn't actually have very good (or in some cases any) evidence for much of the stuff on his list of things that cause tinnitus. I think he sells a book or some nonsense, he triggers my scam-radar a bit.
Stories about someone going on Prozac and getting tinnitus 3 days or 3 months later aren't that useful, because people go on Prozac all the time and people develop tinnitus all the time, so there's inevitably going to be some overlap and without a large and well structured data set you can't really discern what the effect is. Like, it could be that going on Prozac actually makes you
less likely to get tinnitus, even though some people do still develop tinnitus shortly after starting it.