It probably really depends.I truly understand this. I live near an operational air base and F-15's are rattling the sky every few minutes, on some days less action and on others there is non stop noise and my tinnitus which is already severe reacts to this.
Well is working in a noisy/semi-noisy café dangerous? How big of a mistake is that? Probably my biggest one lol.
I agree with you regarding the ignorance of tinnitus, everybody knows hearing loss can result from noise exposure but never did I hear or know about tinnitus.
As someone with severe hearing problems (can only understand face to face in quiet setting, anything else i hear is mumbling or consonants) that are unexplained by normal and extended audiometry, DPOAEs, ABR, brain MRI - this extent of hearing loss is more disabling than my severe tinnitus, you have no idea how it impairs cognitive function and everything you do daily that you consider normal. For others here that would take hearing loss over tinnitus, I guarantee you that you really won't if you knew how debilitating it is, and I have both that are severe so I'm not biased on this.
My hearing loss was a flat out, can't hear in one ear, however I had the other ear to make up for it, everything sounded like mumbling and very quiet. It wasn't so selective as certain vowels just disappear. I get beeps over certain speech but I personally still "get" what's being said.
Just my own comparison here, I'd have taken that instead of my tinnitus. That said a hearing aid would've worked for me and mine eventually rehealed (blew my eardrum away, needed reconstruction/grafts).